The Development Bank of Namibia provides finance for viable enterprises and sustainable initiatives that contribute measurably to the development of Namibia.

dbn activities

Guided by the conviction that our successes are resources for future generations, we take the long term view, and provide finance for enterprises and initiatives that will make a difference for years to come.


You will benefit from doing a SWOT analysis and making a TOWS matrix. Using these business tools will help you to make decisions with greater confidence.

SWOT analysis is an easy method to get an idea of the state of a business. Using this method, you will consider your:

  • Strengths
  • Weaknesses
  • Opportunities
  • Threats
The importance of a SWOT analysis is to give you a clear picture of what may face you, and how you can plan for it.

Download a SWOT table, here...

Under each headline fill out what you believe are the strengths, weaknesses, opportunities and threats. Write down everything that you can think of, then circle the most important ones and make another SWOT document containing just these.

Note: Strengths and weaknesses come from yourself and within the company. Opportunities and threats, for instance a new market or competitors, come from outside the company.

The TOWS matrix will tell you how you can use your SWOT information by creating four types of strategies:
  • Strengths and opportunities (SO)
    Use strengths to make the most of opportunities.
  • Strengths & threats (ST)
    Use strengths to avoid threats.
  • Weaknesses & opportunities (WO)
    Use opportunities to overcome weaknesses.
  • Weaknesses & threats (WT)
    Minimize weaknesses and avoid threats.
Note: WT strategies are defensive strategies. They will protect you from loss, but they will not create success.

Download a TOWS table, here...


DBN Updates and News

Free Newsletter

DBN Developments
DBN Knowledge Base